A Complete Guide to Buying Property in Kenya

Buying property in Kenya can be a rewarding investment, but it requires careful attention to legal requirements. This guide walks you through the process step by step.

Step 1: Due Diligence

Before paying any money, conduct thorough due diligence:

*Title Search — Verify the title at the Ministry of Lands

Survey — Confirm the property boundaries match the title

Encumbrances — Check for any charges, loans, or caveats on the property

Rates Clearance — Obtain a rates clearance certificate from the county government

Step 2: Sale Agreement

Once due diligence is satisfactory, parties enter a sale agreement which should cover:

Purchase price and payment terms

Conditions precedent

Completion date

Default provisions
Step 3: Payment
Typically structured as:
10% deposit upon signing the sale agreement

90% balance upon completion
Always pay through a lawyer's trust account for security.
Step 4: Transfer
The transfer process involves:
Obtaining consent from the Land Control Board (for agricultural land)

Payment of stamp duty (2% in municipalities, 4% outside)

Execution of transfer documents

Registration of the new title
Common Pitfalls
Buying land without a title search

Dealing with unauthorized agents

Not verifying the seller's identity

Ignoring survey discrepancies

Verbal agreements without written contracts

Engage a qualified property lawyer to protect your investment. Our real estate team is here to help.*

A Complete Guide to Buying Property in Kenya

Step 1: Due Diligence

Step 2: Sale Agreement

Step 3: Payment

Step 4: Transfer

Common Pitfalls

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